About
A London corporate finance advisory
We prepare credible transactions and introduce them to suitable capital. Direct, experienced and evidence-led — without hype.
Who we are
Experienced advisers, engaged directly
Charter HCP Limited is a corporate finance adviser, transaction adviser, due diligence provider and introducer based in the City of London. We serve companies, sponsors, developers and professional counterparties across UK and international mandates.
We prepare transactions to a professional standard and introduce them to suitable banks, funds, private lenders and investors. We are not a bank, we do not guarantee funding and we do not conduct regulated business.
Our approach
What defines our work
Senior involvement
Experienced advisers are engaged directly on every mandate, not delegated away.
Rigorous preparation
We prepare transactions thoroughly before they reach any capital source.
Bespoke structuring
Structures are shaped to the transaction, the assets and the counterparties.
Cross-border relationships
Relationships across banks, funds and private lenders, UK and international.
Clear communication
Direct, evidence-led advice with no hype and no false expectations.
Team
Senior people on every mandate
Experienced advisers lead each engagement directly.
Terry Pritchard
Director
Terry Pritchard is a Director of Charter HCP, bringing over 35 years of experience across financial services, corporate finance, private equity, debt finance and family office advisory. Throughout his career, Terry has held senior leadership positions across several UK financial institutions, developing extensive expertise in financial structuring, business growth and tailored funding solutions. At Charter HCP, Terry draws on his industry experience and extensive network to deliver bespoke financial solutions for SMEs, high-net-worth individuals and families, with a focus on creating long-term value for clients and partners.
Adam Michaelson
Director
Adam Michaelson is a Director of Charter HCP with extensive experience across private wealth management, private equity, asset management, compliance and project finance, with over 25 years of experience across financial services. Having trained at the Bar in London, Adam began his career in asset management and compliance before moving into project and asset finance, working on international transactions and major infrastructure projects. His career has also given him significant experience working with funds, family offices and private investors. At Charter HCP, Adam brings together his financial expertise, commercial experience and international network to support clients across complex funding, investment and strategic finance requirements.
Thomas Pritchard
Director
Thomas Pritchard is a Director of Charter HCP with 15 years of experience in corporate finance, private equity, venture capital and debt structuring. Throughout his career, Thomas has worked across bespoke investment, private equity and debt finance, developing expertise in structuring complex funding solutions. His experience spans financial analysis, M&A, joint ventures, venture financing, IPOs and high-value commercial negotiations. Thomas also has a strong interest in artificial intelligence and digital systems integration, particularly how AI, automation and connected data systems can improve due diligence, deal origination, financial analysis and the overall client experience. With experience across the UK, Asia, the Americas and Europe, Thomas brings an international perspective to Charter HCP, working with clients and partners to identify opportunities and structure tailored financial solutions across a broad range of sectors and markets.
James Whitcher
Associate Director of Operations
James Whitcher is Associate Director of Operations and Head of Media Finance at Charter HCP, supporting the firm across both operational management and specialist funding solutions within the media sector. James works with businesses to navigate complex funding requirements, drawing on Charter HCP's capabilities across commercial finance, direct funding, due diligence and consultancy. Combining operational oversight with a focus on media finance, James supports the delivery of tailored financial solutions while helping ensure the efficient execution of client engagements across Charter HCP's international network.
Toby Roberts
Associate Director of Corporate Finance
Toby Roberts is Associate Director of Corporate Finance at Charter HCP, supporting clients across a range of corporate funding and strategic finance requirements. Toby works closely with businesses to understand their financial objectives, assess funding requirements and help structure solutions suited to their individual circumstances. As part of Charter HCP's corporate finance team, Toby contributes to the delivery of bespoke funding solutions, working alongside clients, lenders and investment partners to support transactions and long-term business objectives.
Loïc Pohl
Associate Director of Investment
Loïc Pohl is Associate Director of Investment at Charter HCP, supporting the firm across investment opportunities, transaction assessment and the development of tailored financial solutions for clients. Loïc works across investment and corporate finance requirements, helping evaluate opportunities and identify appropriate funding and investment structures based on clients' commercial objectives. As part of the Charter HCP team, Loïc contributes to the execution of bespoke transactions, working with businesses, investors and financial partners to support investment opportunities and long-term growth.